How to Save More Money - Baltimore Post-ExaminerBaltimore Post-Examiner

How to Save More Money

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It’s always a good thing to save as much money as you can, when you can. Saving means you don’t have to get into debt to buy the things you want, giving you that extra edge of satisfaction that you can do things on your own. Plus it means you’ll always have ‘emergency funds’ ready and waiting should you need them unexpectedly; if your car needs to be fixed or you have to take your pet to the vet, or something in your home needs to be replaced, for example.

Yet saving money is often difficult. People love to have instant gratification because buying online is so easy, and that means they often buy things they don’t really need or want instead of putting money to one side for other things. Or they might find that as hard as they try, they can’t seem to find any way to pay less for essentials, so they can’t put any money aside in a savings account because every penny is accounted for through the month. If this sounds like a problem you have, don’t worry; there are ways to save. Read on to discover what some of them are.

Make a List

Making a list before you head to the store is a great way to save money. Although most commonly used in grocery shopping, a list can be perfect in any shopping situation from clothing to pet products to gifts for others. If you have a list that you follow without straying from, you will only buy what you actually need and you won’t be tempted by other things along the way. This means you’ll save money.

If you go to the store without a list and without a firm idea of what you need, you might find you buy items you already have at home because you forgot or weren’t sure if you needed more. You might spot special offers that, although good, will actually cost you money if you hadn’t intended to buy the item in the first place.

A list keeps you focused and ensures you have exactly what you need and no more, so there will be a lot less waste too.

Comparison Shop

If you’re shopping online you have the luxury of being able to take your time and think things through carefully. It’s wise to use this time to research the item you want to buy, and the website you’re thinking of buying it from. Reviews can be extremely helpful in this case, and whether you want to see Direct Vapor reviews because you’re planning on buying CBD oil, or you want to review a specific product, getting an insight into what other people think is very useful, and will help you make a good choice.

Comparing prices can also help a lot. In this way, you know you’re getting the best deal you can find because you have looked into the different pricing options and chosen the one that works best for you. If you had though you would need to spend more, you can put that extra money into your savings account too.

Only Take the Cash You Need

Cash isn’t used that much these days, and some have decided against it altogether, preferring to use digital methods. If you do this, the same rules can be put in place; you just need a spare bank account or payment wallet to do it.

In this situation, you need to research what it is you want to buy and then, when you go to the store, you only take enough money to buy that thing with, either in cash or by putting the correct amount into an empty account or onto a pre-paid card. You’ll essentially be forced to buy only what you need, rather than going over your budget. If it becomes necessary to buy more items, you can always take out more cash or transfer more to the card, but unless this is crucial try not to do it at all.


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